Terms

Welcome! Please carefully read the following Terms and Conditions of Use (“Terms of Use”) before using this website (“Site”). By using this Site, you agree to follow and be bound by these Terms of Use, which govern your use of the Site. Nothing contained in these Terms of Use is intended to modify or amend any other written agreement, if any, that may currently be in effect between you and Amber Digital Investments Limited with regard to matters other than your use of the Site. Amber Digital Investments Limited may periodically modify these Terms of Use, and any such modifications will be effective immediately upon posting. We suggest that you periodically check these Terms of Use for modifications. If you do not agree to these Terms of Use, do not use this Site.
This Site is owned and operated by The Amber Digital Investments Limited and all of its subsidiaries and affiliates, Amber Digital Investments Limited may modify, suspend, discontinue, or restrict the use and availability of any portion of this Site at any time, without notice or liability. Your use of this Site may be monitored by Amber Digital Investments Limited and used for Amber Digital Investments Limited internal business purposes, without liability.

1. Limited License and Restrictions on Use:

Amber Digital Investments Limited grants you a limited, revocable, nonexclusive, nontransferable license to view, store, bookmark, download, and print the pages within this Site solely for your personal, informational, and noncommercial use or as expressly authorized by Amber Digital Investments Limited in writing. You are responsible for obtaining and maintaining all equipment, services, and other materials that you need to access this Site. Amber Digital Investments Limited reserves all rights not expressly granted in these Terms of Use. Except as otherwise stated in these Terms of Use or as expressly authorized by Amber Digital Investments Limited in writing, you may not (or enable others to):
Modify, copy, screen capture, distribute, forward, transmit, post, display, perform, reproduce, publish, broadcast, license, create derivative works from, transfer, sell, or exploit any reports, data, information, content, software, RSS and podcast feeds, products, services, or other materials on, generated by or obtained from this Site, whether through links or otherwise (collectively, “Materials”);

2. Linking Conditions:

You may not link to this Site unless you comply with these linking conditions (“Linking Conditions”). Amber Digital Investments Limited grants you a limited, revocable, nonexclusive right to create a hyperlink to this Site (“Link”), provided you comply at all times with the following conditions:
The Link and surrounding context on the linking site must not (a) falsely represent or misrepresent any relationship between the linking site and Amber Digital Investments Limited , including suggestions of affiliation, endorsement, or sponsorship; (b) portray Amber Digital Investments Limited or its affiliates, or their products or services, in a false, misleading, derogatory, or otherwise offensive manner; or (c) deliver the Materials in a framed environment or alter the layout, content, look, or feel of the Site.
If you have created a Link that conforms to these Linking Conditions, then you also may include one or more Links to any internal or subsidiary page of this Site that is located one or several levels down from the homepages (known as “deep links”); provided, however, that all such deep links must be in close physical proximity to the Link that conforms to the Linking Conditions. You may not maintain numerous or pervasive Links to this Site.

3. RSS and Podcast Feeds:

Amber Digital Investments Limited grants you a limited, revocable, nonexclusive right to view, store, bookmark, access, download, display, create hyperlinks to, and use the Really Simple Syndication and podcast feeds (collectively, the “Feeds”) offered by Amber Digital Investments Limited solely for your personal, informational, and noncommercial use or as otherwise authorized by Amber Digital Investments Limited in writing, provided you comply at all times with the following conditions:
Except as otherwise stated in these Terms of Use, you may not modify, copy, redistribute, transmit, post, display, perform, reproduce, publish, broadcast, license, create derivative works from, transfer, sell, or exploit in any manner whatsoever the Feeds or the reports, data, information, content, software, files, products, services, or other materials supplied by Amber Digital Investments Limited in connection therewith;
You may create a hyperlink to Amber Digital Investments Limited Feeds, provided that (a) the hyperlink is functional and resolves directly to the applicable Amber Digital Investments Limited website page, unaltered, and unframed in any way; and (b) you provide attribution to the appropriate Amber Digital Investments Limited website in connection with your use of the Feeds. If you provide this attribution in text, the hyperlink must read either “digitalbenefactor.com” or “www.digitalbenefactor.com” If you provide this attribution with a graphic, you must use the graphic Amber Digital Investments Limited has incorporated into the Feeds, without alteration. Your right to use the above-referenced Amber Digital Investments Limited graphic is limited to providing attribution to Amber Digital Investments Limited in connection with the Feeds. You may not use any Amber Digital Investments Limited logo or graphic, or any other Amber Digital Investments Limited trademark, for any other purpose without Amber Digital Investments Limited express written permission;
Any hyperlink to Amber Digital Investments Limited Feeds and the surrounding context on your site must not (a) falsely represent or misrepresent any relationship between Amber Digital Investments Limited and you or your site, products or services, or any third party or their site, products or services, including suggestions of affiliation, endorsement, or sponsorship; (b) portray Amber Digital Investments Limited or its affiliates, or their products or services, in a false, misleading, derogatory, or otherwise offensive manner; or (c) display the content of Amber Digital Investments Limited Feeds in a manner that does not permit successful linking to, redirection to, or delivery of the applicable Amber Digital Investments Limited website page; and
You may not incorporate advertising into or targeted towards the content of Amber Digital Investments Limited Feeds or insert any intermediate page, splash page or other content or materials between any hyperlink to Amber Digital Investments Limited Feeds and the applicable Amber Digital Investments Limited website page.
Any uses of Amber Digital Investments Limited Feeds not granted herein are strictly prohibited. Amber Digital Investments Limited retains ownership of and all other rights in and to the Feeds, and any reports, data, information, content, software, files, products, services, links, trademarks, logos, or other materials used in connection therewith. Amber Digital Investments Limited reserves the right, in its sole discretion, with or without cause, and without liability, to suspend, discontinue, or modify any or all of its Feeds at any time and to immediately require you to cease accessing, displaying, or otherwise using any or all of the Feeds or the content of the Feeds. Amber Digital Investments Limited will not be liable for any loss or damage arising from your use of or in connection with the Feeds.

4. User Content and License Grant:

You agree that you are solely responsible for all information, data, content, text, photographs, graphics, images, videos, messages, comments, quotations, files, documents and any other materials that you submit, upload, post, e-mail, transmit or otherwise make available via the Site (“User Content”). By submitting, uploading, posting, e-mailing or transmitting User Content to the Site, you represent and warrant that either you own all right, title and interest in and to the User Content or have express permission from the owner to copy and use such User Content for all purposes related to the Site. Amber Digital Investments Limited does not control and is not responsible for the User Content uploaded via the Site and Amber Digital Investments Limited neither guarantees the accuracy, quality or appropriateness of nor endorses any User Content submitted to the Site.

You agree not to use the Site to:
Submit, upload, post, e-mail, transmit, or otherwise make available any User Content that is unlawful, harmful, threatening, abusive, menacing, harassing, tortious, defamatory, vulgar, pornographic, obscene, offensive, blasphemous, libelous, unlawful, invasive of another’s privacy or publicity rights, hateful, or racially, ethnically, or otherwise objectionable submit, upload, post, e-mail, transmit, or otherwise make available any User Content that personally attacks or is derogatory toward Amber Digital Investments Limited as an entity, Amber Digital Investments Limited employees, any Amber Digital Investments Limited products or services, or any Amber Digital Investments Limited Materials;
Harm minors in any way, including, but not limited to, submitting, uploading, posting, e-mailing, transmitting, or otherwise making available content that violates child pornography laws, child sexual exploitation laws, or laws prohibiting the depiction of minors engaged in sexual conduct;
Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity;
Forge headers or otherwise manipulate identifiers in order to disguise the origin of any User Content transmitted through the Site;
submit, upload, post, e-mail, transmit, or otherwise make available any User Content that you do not have a right to make available under any law or contractual or fiduciary relationships or obligations;
submit, upload, post, e-mail, transmit, or otherwise make available any User Content that infringes, violates, or misappropriates any patent, trademark, trade secret, copyright, or other intellectual property or proprietary right or any moral right of any party;
submit, upload, post, e-mail, transmit, or otherwise make available any personal information or specific account details about yourself or any person or entity;
submit, upload, post, e-mail, transmit, or otherwise make available any advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of solicitation;
submit, upload, post, e-mail, transmit, or otherwise make available any material that contains viruses or any other computer code, files or programs designed to interrupt, destroy, or limit the functionality of any computer software or hardware or telecommunications equipment; or
intentionally or unintentionally violate any applicable local, state, national, or international laws, rules, regulations, decrees, acts, orders, directives, legislation, bills, or statutes.
You grant Amber Digital Investments Limited and its affiliates, subsidiaries, directors, officers, employees, agents, licensors, and vendors a perpetual, worldwide, irrevocable, nonexclusive, fully-paid up, royalty-free, sublicensable, and transferable right and license to use, store, modify, adapt, translate, publish, display, broadcast, perform, disclose, distribute, sell, reproduce, and create derivative works from any User Content, in whole or in part, in any medium or technology throughout the world, including any inventions, concepts, techniques, know-how, ideas, or expressions of ideas arising out of or based on the User Content, for any purpose in Amber Digital Investments Limited ’s sole discretion, without the requirement of any permission from or compensation or notice, and without liability, to you or any third party. Amber Digital Investments Limited shall exclusively own all right, title, and interest in and to any derivative works or inventions created by or on behalf of Amber Digital Investments Limited that incorporate or otherwise make use of any User Content, without the requirement of any permission from or compensation or notice, and without liability, to you or any third party.

None of the User Content that you submit, upload, post, e-mail, or transmit or otherwise make available via the Site shall be subject to any confidentiality obligations by Amber Digital Investments Limited and its affiliates, subsidiaries, directors, officers, employees, agents, licensors, and vendors. Except as may be provided by federal securities laws, Amber Digital Investments Limited shall not be liable in any way for any User Content or for the use or disclosure of any User Content.
You acknowledge that Amber Digital Investments Limited and/or its vendors may or may not (but are not obligated to) monitor User Content, but that Amber Digital Investments Limited shall have the right in its sole discretion to monitor, post, move, refuse, or remove any User Content, in whole or in part, for any reason whatsoever, without notice and without liability.
If you have any questions or comments about your Amber Digital Investments Limited investments or other customer service issues, please contact Amber Digital Investments Limited directly.

5. Your Account:

Certain parts of this Site may be protected by passwords or require a login. Further, for authentication purposes, certain features on this Site may require you to answer a designated security question. You agree to provide Amber Digital Investments Limited with current, complete, and accurate information about you as prompted by the applicable registration process and agree to regularly update this information to maintain its completeness and accuracy. You agree to use this Site to access only those accounts on which you are authorized to act, and you agree to use your own user names, logins, passwords, and security questions and answers when accessing accounts on which you are authorized to act. You agree not to obtain or attempt to obtain unauthorized access to such parts of or features on this Site, or to any other protected Materials or information, through any means not intentionally made available to you by Amber Digital Investments Limited .

You are responsible for maintaining the confidentiality of any account information, user names, logins, passwords, and security questions and answers that you use to access any page or feature on this Site, and for logging off of your account and any protected areas of the Site. Further, you are fully responsible for all activities occurring under your accounts, user names, logins, passwords, and security questions and answers that result from your negligence, carelessness, misconduct, or failure to use or maintain appropriate security measures. If you become aware of any suspicious or unauthorized conduct concerning your accounts, user names, logins, passwords, or security questions and answers, you agree to contact Amber Digital Investments Limited immediately. Amber Digital Investments Limited will not be liable for any loss or damage arising from your failure to comply with this paragraph.

Products and services provided to you through this Site may involve the electronic transmission, including via any e-mail address you provide to us, of information that you may consider to be personal financial information or promotional and marketing materials, and you consent to such transmission.
If you have any questions or comments about your Amber Digital Investments Limited investments or other customer service issues, please contact Amber Digital Investments Limited directly.

6. Data, Information and Content:

The Materials on this Site are for information, education, and noncommercial purposes only. Although Amber Digital Investments Limited may provide data, information, and content relating to investment approaches and opportunities to buy or sell securities and/or mutual funds, you should not construe any such information or other content available through this Site as legal or tax advice. You alone will bear the sole responsibility of evaluating the merits and risks associated with the use of any Materials on this Site before making any decisions based on such Materials. In exchange for using such Materials, you agree not to hold Amber Digital Investments Limited or its third party information providers liable for any possible claim for damages arising from any decision you make based on the Materials made available to you through this Site. By providing access to other websites, neither Amber Digital Investments Limited nor any of its affiliates is recommending the purchase or sale of the stock issued by any company, nor are they endorsing services provided by any website’s sponsoring organization.

7. Copyright Policy, Notice and Claim Information:

All Materials on this Site, whether separate or compiled, including, but not limited to, text, graphics, audio clips, logos, buttons, images, digital downloads, data compilations, software, icons, html code and xml code, as well as all copyright, patent, trademark, trade dress, and other rights therein, are owned or licensed by Amber Digital Investments Limited and its third party information providers, and are protected by United Kingdom and international intellectual property laws.
If you have any other customer service questions or would like an alternative method of reaching us, please contact support@digitalbenefactor.com

8. Trademarks and Patents:

All trademarks, service marks, and logos appearing on this Site are the exclusive property of their respective owners.

All Amber Digital Investments Limited graphics, logos, page headers, and service names are trademarks, service marks, or trade dress of Amber Digital Investments Limited . Amber Digital Investments Limited ’s trademarks, service marks, and trade dress may not be used in connection with any product or service that is not Amber Digital Investments Limited ’s, in any manner that is likely to cause confusion among customers or investors, or in any manner that disparages or discredits Amber Digital Investments Limited . Nothing contained on this Site should be construed as granting any license or right in or to any trademarks, service marks, or trade dress of Amber Digital Investments Limited .

Amber Digital Investments Limited funds are not sponsored, endorsed, sold, or promoted by the University of Chicago or its Center for Research in Security Prices, and neither the University of Chicago nor its Center for Research in Security Prices makes any representation regarding the advisability of investing in the funds.

Morningstar data: © 2019 Morningstar, Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; (3) does not constitute investment advice offered by Morningstar; and (4) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results.

The funds or securities referred to herein are not sponsored, endorsed, or promoted by MSCI, and MSCI bears no liability with respect to any such funds or securities. The prospectus or the Statement of Additional Information contains a more detailed description of the limited relationship MSCI has with Amber Digital Investments Limited and any related funds.

Android is a trademark of Google Inc.

CFA® and Chartered Financial Analyst® are trademarks owned by CFA Institute.

Dividend Achievers is a trademark of The NASDAQ OMX Group, Inc. (collectively, with its affiliates, “NASDAQ OMX”) and has been licensed for use by The Amber Digital Investments Limited Group, Inc. Amber Digital Investments Limited mutual funds are not sponsored, endorsed, sold, or promoted by NASDAQ OMX, and NASDAQ OMX MAKES NO WARRANTIES AND BEARS NO LIABILITY WITH RESPECT TO THE Amber Digital Investments Limited MUTUAL FUNDS.

Financial Engines, Financial Engines Investment Advisor, Advice Server, and AdviceLight are trademarks of Financial Engines, Inc. Financial Engines Advisors LLC, a federally registered investment adviser and wholly owned subsidiary of Financial Engines, Inc., provides all advisory services.

London Stock Exchange Group companies include FTSE International Limited (“FTSE”), Frank Russell Company (“Russell”), MTS Next Limited (“MTS”), and FTSE TMX Global Debt Capital Markets Inc. (“FTSE TMX”). All rights reserved. “FTSE®”, “Russell®”, “MTS®”, “FTSE TMX®” and “FTSE Russell” and other service marks and trademarks related to the FTSE or Russell indexes are trademarks of the London Stock Exchange Group companies and are used by FTSE, MTS, FTSE TMX and Russell under licence. All information is provided for information purposes only. No responsibility or liability can be accepted by the London Stock Exchange Group companies nor its licensors for any errors or for any loss from use of this publication. Neither the London Stock Exchange Group companies nor any of their licensors make any claim, prediction, warranty or representation whatsoever, expressly or impliedly, either as to the results to be obtained from the use of the FTSE Indices or the fitness or suitability of the Indices for any particular purpose to which they might be put.

S&P® and S&P 500® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”) and have been licensed for use by S&P Dow Jones Indices LLC and its affiliates and sublicensed for certain purposes by Amber Digital Investments Limited . The S&P Index is a product of S&P Dow Jones Indices LLC and has been licensed for use by Amber Digital Investments Limited . The Amber Digital Investments Limited Fund(s) is not sponsored, endorsed, sold or promoted by S&P Dow Jones Indices LLC, Dow Jones, S&P or their respective affiliates, and none of S&P Dow Jones Indices LLC, Dow Jones, S&P nor their respective affiliates makes any representation regarding the advisability of investing in such product(s).

SEDOL Data has been provided from the London Stock Exchange’s SEDOL Masterfile®. SEDOL and SEDOL Masterfile® are registered trademarks of the London Stock Exchange Group PLC.

“Wilshire 4500” and “Wilshire 5000” are trademarks and “Wilshire” is a service mark of Wilshire Associates Incorporated and they have been licensed for use by The Amber Digital Investments Limited Group, Inc. (“Amber Digital Investments Limited ”). The Amber Digital Investments Limited funds and/or ETFs (the “Products”) are not sponsored, endorsed, sold or promoted by Wilshire Associates Incorporated or any of its subsidiaries or affiliates, and they make no representation regarding the advisability of investing in the Products.

9. International Use:

Because of the global nature of the Internet, you agree to comply with all local rules with respect to your account and your online conduct, including all laws, rules, codes, and regulations of the country in which you reside and the country from which you access this Site, including without limitation, all laws, rules, codes, regulations, decrees, acts, orders, directives, legislation, bills, and statutes pertaining to tax, contracts, intellectual property, securities, e-commerce, banking, technology, computers, fraud, and privacy. In addition, you agree to comply with all applicable laws, rules, codes, and regulations regarding the transmission of exported technical or personal data.

10. Third Party Content:

Data and other materials appearing on this Site that are provided by third parties are believed by digitalbenefactor.com to be obtained from reliable sources, but digitalbenefactor.com cannot guarantee and is not responsible for their accuracy, timeliness, completeness, or suitability for use. digitalbenefactor.com is not responsible for and does not prepare, edit, or endorse the content, advertising, products, or other materials on or available from any website owned or operated by a third party that is linked to this Site via hyperlink. The fact that digitalbenefactor.com has provided a link to a third party’s website does not constitute an implicit or explicit endorsement, authorization, sponsorship, or affiliation by digitalbenefactor.com with respect to such website, its owners, providers, or services. You will use any such third party content at your own risk and you agree that digitalbenefactor.com is not liable for any loss or damage that you may suffer by using third party websites or any content, advertising, products, or other materials in connection therewith.

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